Private Loans

Compare Private Lending Options Nationwide

Use this page to compare enabled financing paths using program-specific definitions, market variables, and selected SEO phrases. Each option links to a detail page before the visitor submits limited preliminary information.

Private Real Estate Financing

Explore flexible financing solutions for residential investment, commercial real estate, construction, refinancing, and time-sensitive property opportunities.

Program definition: Explore flexible financing solutions for residential investment, commercial real estate, construction, refinancing, and time-sensitive property opportunities.

Review focus: collateral value, purchase basis, borrower equity, loan-to-value, cash contribution, property condition, repair scope when applicable, investor experience, liquidity, and a clear repayment or exit strategy

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DSCR Loans

Finance income-producing rental properties using the property’s current or projected rental income as an important part of the qualification process.

Program definition: Finance income-producing rental properties using the property’s current or projected rental income as an important part of the qualification process.

Review focus: market rent, lease income, expenses, taxes, insurance, vacancy assumptions, reserves, property condition, borrower entity structure, and whether rental income can reasonably support the proposed payment

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Fix-and-Flip Loans

Short-term financing for investors purchasing, renovating, and repositioning residential properties for resale or long-term refinancing.

Program definition: Short-term financing for investors purchasing, renovating, and repositioning residential properties for resale or long-term refinancing.

Review focus: purchase price, renovation budget, after-repair value, borrower experience, contractor plan, timeline, down payment, contingency reserves, and resale or refinance exit

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Bridge Loans

Flexible short-term financing for properties that need additional time before a sale, refinance, renovation, lease-up, or permanent loan can be completed.

Program definition: Flexible short-term financing for properties that need additional time before a sale, refinance, renovation, lease-up, or permanent loan can be completed.

Review focus: current value, payoff amount, requested loan size, borrower equity, occupancy, income potential, timeline, property condition, and a defined exit event

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Ground-Up Construction Loans

Financing for new residential construction projects, with capital released as approved work is completed at defined project milestones.

Program definition: Financing for new residential construction projects, with capital released as approved work is completed at defined project milestones.

Review focus: site control, plans, permits, budget, contractor qualifications, borrower contribution, draw schedule, contingency reserves, projected completed value, and exit strategy

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Rental Property Loans

Purchase, refinance, or access equity in residential rental properties with financing structured around the investment and its income potential.

Program definition: Purchase, refinance, or access equity in residential rental properties with financing structured around the investment and its income potential.

Review focus: rental income, market rent, occupancy, property condition, leverage, reserves, borrower experience, lease status, and long-term hold strategy

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Foreclosure Bailout Loans

Time-sensitive financing for qualified property owners seeking to resolve an approaching foreclosure through a realistic refinance, sale, or repayment strategy.

Program definition: Time-sensitive financing for qualified property owners seeking to resolve an approaching foreclosure through a realistic refinance, sale, or repayment strategy.

Review focus: loan purpose, requested amount, borrower profile, collateral or income source, timeline, leverage, and repayment ability

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Refinance Rate & Term

Replace an existing property loan with new financing designed to adjust the rate, payment structure, maturity date, or overall loan terms.

Program definition: Replace an existing property loan with new financing designed to adjust the rate, payment structure, maturity date, or overall loan terms.

Review focus: loan purpose, requested amount, borrower profile, collateral or income source, timeline, leverage, and repayment ability

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Refinance Cash-Out

Access available property equity for renovations, acquisitions, business purposes, debt restructuring, reserves, or other approved investment objectives.

Program definition: Access available property equity for renovations, acquisitions, business purposes, debt restructuring, reserves, or other approved investment objectives.

Review focus: current property value, existing payoff, available equity, loan-to-value, occupancy, income, borrower profile, and intended use of proceeds

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Commercial Ground-Up Construction

Project-based financing for the development of new commercial, multifamily, mixed-use, hospitality, and specialty real estate properties.

Program definition: Project-based financing for the development of new commercial, multifamily, mixed-use, hospitality, and specialty real estate properties.

Review focus: property type, collateral value, occupancy, rent roll, NOI, tenant mix, lease status, borrower plan, liquidity, leverage, and exit strategy

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Multifamily Loans

Financing for the acquisition, refinancing, renovation, stabilization, or development of apartment buildings and residential communities with five or more units.

Program definition: Financing for the acquisition, refinancing, renovation, stabilization, or development of apartment buildings and residential communities with five or more units.

Review focus: unit count, rent roll, occupancy, NOI, operating expenses, condition, market rent upside, borrower experience, management plan, and exit strategy

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Mixed-Use Property Loans

Finance properties that combine residential units with retail, office, restaurant, or other commercial space within a single investment.

Program definition: Finance properties that combine residential units with retail, office, restaurant, or other commercial space within a single investment.

Review focus: income mix, zoning, occupancy, tenant quality, rent roll, property condition, commercial/residential balance, borrower plan, and exit strategy

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Hotel and Motel Loans

Financing for the acquisition, refinancing, renovation, repositioning, or development of limited-service, full-service, independent, and flagged hospitality properties.

Program definition: Financing for the acquisition, refinancing, renovation, repositioning, or development of limited-service, full-service, independent, and flagged hospitality properties.

Review focus: loan purpose, requested amount, borrower profile, collateral or income source, timeline, leverage, and repayment ability

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RV Park Loans

Financing for the purchase, refinancing, expansion, improvement, or development of recreational vehicle parks and campground properties.

Program definition: Financing for the purchase, refinancing, expansion, improvement, or development of recreational vehicle parks and campground properties.

Review focus: site count, occupancy, seasonal performance, utility infrastructure, revenue, expenses, amenities, management history, collateral value, and business plan

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Mobile Home Park Loans

Financing for the acquisition, refinancing, improvement, expansion, or development of manufactured housing communities and mobile home parks.

Program definition: Financing for the acquisition, refinancing, improvement, expansion, or development of manufactured housing communities and mobile home parks.

Review focus: number of pads, occupancy, tenant-owned versus park-owned homes, utility responsibility, collections, expenses, infrastructure condition, management plan, and exit strategy

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